On August 4th 2014, Burlington, Ontario had almost 200 millimetres of rain over a couple of hours. That is equivalent to the total rainfall for both months of July and August.
This caused flooding on streets (especially near rivers), highways, and into around 3,000 homes in the region. This flooding caused damages to the extent of full gutting’s of basements, first-story living rooms, etc. Homes in the GTA were also hit the year prior.
The fact of the matter is that flooding can happen anywhere and often happens without warning. Preventing flood issues in your home is the first step to ensuring that costly repairs don’t occur. While you cannot predict flooding, it is essential to ensure your home is waterproofed. Homes affected by flooding run into problems with mould due to the fact that mould can take less than 24 hours to reproduce and produce microtoxins from their spores.
In November, Buffalo, New York received a heavy amount of snowfall, which eventually started to melt. This also led to flooding issues in homes. Despite rain season being over, there are always risks of flooding. Here are some tips to assist in preventing damage to your home caused by flooding.
– Fix foundation cracks. Inspect your home or property for any cracks within the foundation or even basement walls.
– Clear debris. Make sure you clear your eavesdrops, especially in the fall when leaves clog them.
– Check downspouts. Divert them away from an area that can collect water easily.
– Understand you system. Check with the city to see what sewage system runs in your area. If you see an issue, call the city for inspection.
– Book internal/external repairs. Address the problem from the source with a professional.
Managing a Flood:
When a flood occurs, these are the steps you should follow to prevent the issue from becoming larger.
1. Call the city. There are designated call centres for emergency flooding and your city will mostly likely have a system in place to follow.
2. Call your insurance. A restoration company will perform water extraction. The biggest objective is to survey the impact and get rid of the moisture as soon as possible.
3. Meanwhile, buy a decent dehumidifier and have it running constantly.
4. An adjuster will oversee the damages. Most policies are capped at a certain amount. Verify this prior to an emergency if possible.
5. Find out how the water entered your property. If the water entered due to inadequate waterproofing in your home, you are likely not to be covered. If the cause was by faulty city drainage system, you should be covered.
6. Have your adjuster fulfill your needs and concerns in regards to restoration to original condition.
7. If moisture was not removed fully by 48 hours, mould will cultivate. Have a reliable company perform testing to verify results.
8. An important note: If your home was built prior to 1990, you may have asbestos, which is harmful once disturbed (asbestos needs to be removed properly by a professional remediation company). It would be in your best interest to check before an emergency for asbestos because once it is disturbed, your family is at risk.
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